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Nominating beneficiaries

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Pushlished date icon Published on 27 May 2022

Nominating a beneficiary lets us know who you want to receive the death benefit in your super or pension account when you die.

You should review your beneficiaries regularly. The end of the financial year is a good time to review your beneficiaries and make a nomination if you haven’t got one.

What are my options?

There are different kinds of beneficiaries for you to choose from. You can nominate a preferred beneficiary, which gives us an indication of who you want to receive your benefit, however the Trustee of the Fund has the final decision.

You have more certainty if you nominate a binding beneficiary because, providing your binding nomination is valid and effective*, the Trustee must distribute your account balance to your nominated beneficiary.

Generally, binding beneficiary nominations expire after three years, but you can also nominate a non-lapsing binding beneficiary, which does not expire.

If you have a pension, you can nominate a reversionary beneficiary who, if eligible will continue to receive your pension payments should you die.

Nominating a beneficiary is important, but it's also easy.

You can log in to your account using MemberOnline to nominate or update a preferred beneficiary.

To nominate a binding beneficiary, a non-lapsing binding beneficiary or a reversionary beneficiary, you will need to complete this form, and return it to us.

Nominating a beneficiary can give you control over who receives your account balance when you die however the Trustee must distribute your benefit according to superannuation law.

Want to know more?

We're here to help. If you have questions about beneficiaries or your account, you can read more here, call us on 1800 675 839, or have a chat with one of our super experts.

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*Refer to Nominating beneficiaries factsheet