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Find and consolidate

Why should I consolidate my super?

Consolidating your super can save you time and money.

Many working Australians have more than one super account - some have up to 5 super accounts.  That's five sets of fees, five sets of insurance premiums and five sets of statements to check each year.

The fees you pay across multiple super accounts is money that eats into your retirement savings rather than helping it grow. Over time this adds up, having multiple super accounts instead of one could cost you when you retire.

Having your super in one account makes it easier to manage and saves on fees.

When you consolidate with Prime Super, you are with a fund that:

How do I find and consolidate my other super accounts?

You can find and consolidate your super through MemberOnline using SuperMatch, log in or register for MemberOnline here.

Is there another way to consolidate my super accounts?

If you already know the details of your other super accounts (you can often find details on statements and letters) give us a call on 1800 675 839 and we can consolidate your super over the phone, or you can complete a rollover form. If you don't have the details, request them from your current super providers.

Things to consider

Before you consolidate your super accounts, there are a couple of things you need to do to make sure you don't lose important things like insurance.

Check your insurance cover

Most people generally have some form of default insurance cover with their super. When you consolidate your super accounts you will lose any insurance cover from the super funds you have left. It is important to review your insurance and ensure that it provides adequate cover for your needs.

Tell your employer

Give your employer the details they need to pay your super into your Prime Super account by supplying them with your member and this Letter of Compliance.  

*SuperRatings Fund Crediting Rate Survey Balanced (60-76) - June 2021 placed our MySuper option in the top quartile of super funds assessed over 5, 7, and 10 years and delivered an average return of 8.89% p.a. for the 10 years to 30 June 2021. The information contained on this page is of a general nature only and has been prepared by Prime Super Pty Ltd (ABN 81 067 241 016 AFSL no. 219723, RSE L0000277) without taking into account your personal financial situation or needs. Prime Super Pty Ltd (Trustee) is not licensed to provide personal financial product advice to you and we recommend you seek financial advice tailored to your personal circumstances and read our Product Disclosure Statement in full before deciding whether an investment in the Fund is appropriate for you.