MySuper/Balanced
MySuper - for Super (accumulation) accounts
MySuper is our default investment option, designed to provide a good balance between risk and return, and to provide above inflation returns over the long-term. If you don’t make an investment choice, your money will automatically be invested in this option.
Balanced - for Income Stream (pension) accounts
The Balanced investment option is open to those with income stream accounts only and is designed to provide a good balance between risk and return for those in the income stream phase.
Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, investment style, fees and return targets and actual returns. You can select Super Fund or Income Stream button below, to view the account information for either super or income stream accounts, depending on your stage of investing.
View Our investment performance to see how the different investment options have performed over the long-term.
View our different products:
Ten year returns chart
Suitability
Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term
Investment Objective
To outperform the Consumer Price Index (CPI) (after tax and investment expenses) by at least 3% p.a. over the long-term
Time horizon
7 years or longer
Investment style
Invests in a diversified range of investments, a mixture of growth and defensive assets
Risk level
Medium-high likelihood of negative returns - less than 4 in 20 years
Target asset allocation
- Australian Shares
- Developed Markets
- Emerging Markets
- Private Equity
- Infrastructure
- Property
- Infrastructure
- Property
- Australian Fixed Interest
- Overseas Fixed Interest
- Cash
- Credit Opportunities
- Alternatives
- Absolute Return Strategies
- Credit Opportunities
- Absolute Return Strategies
Rotate for best view or swipe horizontally to see all columns
| Asset class | Range | Target asset allocation |
|---|---|---|
| Growth assets | 63.6% | |
| Equity | ||
| Australian Shares | 5.0-40.0 | 22.5 % |
| International Shares | ||
| Developed Markets | 5.0-35.0 | 23.0 % |
| Emerging Markets | 0.0-10.0 | 6.0 % |
| Private Equity | 0.0-12.5 | 0.5 % |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.8 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 0.8 % |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Defensive assets | 36.4% | |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.7 % |
| Fixed Income | ||
| Australian Fixed Interest | 0.0-15.0 | 3.0 % |
| Overseas Fixed Interest | 0.0-25.0 | 7.0 % |
| Cash | 0.5-30.0 | 8.5 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 7.2 % |
| Alternatives | 0.0-10.0 | 0% |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Total | 100% | |
Ten year returns chart
Suitability
Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term
Investment Objective
To outperform the Consumer Price Index (CPI) (after tax and investment expenses) by at least 3% p.a. over the long-term
Time horizon
7 years or longer
Investment style
Invests in a diversified range of investments, a mixture of growth and defensive assets
Risk level
Medium-high likelihood of negative returns - less than 4 in 20 years
Target asset allocation
- Australian Shares
- Developed Markets
- Emerging Markets
- Private Equity
- Infrastructure
- Property
- Infrastructure
- Property
- Australian Fixed Interest
- Overseas Fixed Interest
- Cash
- Credit Opportunities
- Alternatives
- Absolute Return Strategies
- Credit Opportunities
- Absolute Return Strategies
Rotate for best view or swipe horizontally to see all columns
| Asset class | Range | Target asset allocation |
|---|---|---|
| Growth assets | 63.6% | |
| Equity | ||
| Australian Shares | 5.0-40.0 | 22.5 % |
| International Shares | ||
| Developed Markets | 5.0-35.0 | 23.0 % |
| Emerging Markets | 0.0-10.0 | 6.0 % |
| Private Equity | 0.0-12.5 | 0.5 % |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.8 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 0.8 % |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Defensive assets | 36.4% | |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.7 % |
| Fixed Income | ||
| Australian Fixed Interest | 0.0-15.0 | 3.0 % |
| Overseas Fixed Interest | 0.0-25.0 | 7.0 % |
| Cash | 0.5-30.0 | 8.5 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 7.2 % |
| Alternatives | 0.0-10.0 | 0% |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Total | 100% | |
Ten year returns chart
Suitability
Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term
Investment Objective
To outperform the Consumer Price Index (CPI) (after tax and investment expenses) by at least 3% p.a. over the long-term
Time horizon
7 years or longer
Investment style
Invests in a diversified range of investments, a mixture of growth and defensive assets
Risk level
Medium-high likelihood of negative returns - less than 4 in 20 years
Target asset allocation
- Australian Shares
- Developed Markets
- Emerging Markets
- Private Equity
- Infrastructure
- Property
- Infrastructure
- Property
- Australian Fixed Interest
- Overseas Fixed Interest
- Cash
- Credit Opportunities
- Alternatives
- Absolute Return Strategies
- Credit Opportunities
- Absolute Return Strategies
Rotate for best view or swipe horizontally to see all columns
| Asset class | Range | Target asset allocation |
|---|---|---|
| Growth assets | 63.6% | |
| Equity | ||
| Australian Shares | 5.0-40.0 | 22.5 % |
| International Shares | ||
| Developed Markets | 5.0-35.0 | 23.0 % |
| Emerging Markets | 0.0-10.0 | 6.0 % |
| Private Equity | 0.0-12.5 | 0.5 % |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.8 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 0.8 % |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Defensive assets | 36.4% | |
| Infrastructure | 0.0-25.0 | 7.0 % |
| Property | 0.0-25.0 | 3.7 % |
| Fixed Income | ||
| Australian Fixed Interest | 0.0-15.0 | 3.0 % |
| Overseas Fixed Interest | 0.0-25.0 | 7.0 % |
| Cash | 0.5-30.0 | 8.5 % |
| Other | ||
| Credit Opportunities | 0.0-22.5 | 7.2 % |
| Alternatives | 0.0-10.0 | 0% |
| Absolute Return Strategies | 0.0-10.0 | 0% |
| Total | 100% | |
This website contains general information only and does not take account of your personal circumstances. You should obtain personal advice where appropriate. This content is current as at the date of publication and subject to change. Prime Super (ABN 60 562 335 823) is issued by Prime Super Pty Ltd (ABN 81 067 241 016, AFSL 219723). A Product Disclosure Statement is available from the issuer by calling 1800 675 839. Past performance is not a reliable indicator of future performance.