MySuper/Balanced

MySuper - for Super (accumulation) accounts

MySuper is our default investment option, designed to provide a good balance between risk and return, and to provide above inflation returns over the long-term. If you don’t make an investment choice, your money will automatically be invested in this option.

Balanced - for Income Stream (pension) accounts

The Balanced investment option is open to those with income stream accounts only and is designed to provide a good balance between risk and return for those in the income stream phase.

Behind each tab below you will find information to help you understand this option, including asset allocation, investment risks, investment style, fees and return targets and actual returns. You can select Super Fund or Income Stream button below, to view the account information for either super or income stream accounts, depending on your stage of investing.

View Our investment performance to see how the different investment options have performed over the long-term.

View our different products:

Ten year returns chart

Suitability

Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term

Investment Objective

To outperform CPI (after tax and investment expenses) by at least 3.0% pa over the long term

Time horizon

7 years or longer

Investment style

Invests in a diversified range of investments, a mixture of growth and defensive assets

Risk level

Medium-high. Likelihood of negative returns - less than 4 in 20 years

Target asset allocation

  • Equity
  • Australian Shares
  • International Shares
  • Developed Markets
  • Emerging Markets
  • Private Equity
  • Infrastructure
  • Property
  • Infrastructure
  • Property
  • Fixed Income
  • Australian Fixed Interest
  • Overseas Fixed Interest
  • Cash
  • Other
  • Credit Opportunities
  • Alternatives
  • Absolute Return Strategies
  • Other
  • Credit Opportunities
  • Absolute Return Strategies

Rotate for best view or swipe horizontally to see all columns

Asset class Range Target asset allocation
Growth assets 61.4%
Equity
Australian Shares 5.0-40.0 21.00 %
International Shares
Developed Markets 5.0-35.0 23.00 %
Emerging Markets 0.0-10.0 6.00 %
Private Equity 0.0-12.5 1.00 %
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 3.90 %
Other
Credit Opportunities 0.0-22.5 0%
Absolute Return Strategies 0.0-10.0 0%
Defensive assets 38.6%
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 2.60 %
Fixed Income
Australian Fixed Interest 0.0-15.0 3.00 %
Overseas Fixed Interest 0.0-25.0 7.00 %
Cash 0.5-30.0 10.00 %
Other
Credit Opportunities 0.0-22.5 9.50 %
Alternatives 0.0-10.0 0%
Absolute Return Strategies 0.0-10.0 0%
Total 100%

Ten year returns chart

Suitability

Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term

Investment Objective

To outperform CPI (after tax and investment expenses) by at least 3.0% pa over the long term

Time horizon

7 years or longer

Investment style

Invests in a diversified range of investments, a mixture of growth and defensive assets

Risk level

Medium-high. Likelihood of negative returns - less than 4 in 20 years

Target asset allocation

  • Equity
  • Australian Shares
  • International Shares
  • Developed Markets
  • Emerging Markets
  • Private Equity
  • Infrastructure
  • Property
  • Infrastructure
  • Property
  • Fixed Income
  • Australian Fixed Interest
  • Overseas Fixed Interest
  • Cash
  • Other
  • Credit Opportunities
  • Alternatives
  • Absolute Return Strategies
  • Other
  • Credit Opportunities
  • Absolute Return Strategies

Rotate for best view or swipe horizontally to see all columns

Asset class Range Target asset allocation
Growth assets 61.4%
Equity
Australian Shares 5.0-40.0 21.00 %
International Shares
Developed Markets 5.0-35.0 23.00 %
Emerging Markets 0.0-10.0 6.00 %
Private Equity 0.0-12.5 1.00 %
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 3.90 %
Other
Credit Opportunities 0.0-22.5 0%
Absolute Return Strategies 0.0-10.0 0%
Defensive assets 38.6%
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 2.60 %
Fixed Income
Australian Fixed Interest 0.0-15.0 3.00 %
Overseas Fixed Interest 0.0-25.0 7.00 %
Cash 0.5-30.0 10.00 %
Other
Credit Opportunities 0.0-22.5 9.50 %
Alternatives 0.0-10.0 0%
Absolute Return Strategies 0.0-10.0 0%
Total 100%

Ten year returns chart

Suitability

Members who seek moderate to high returns over the medium to long-term and are prepared to accept some fluctuation in returns over the short-term

Investment Objective

To outperform CPI (after tax and investment expenses) by at least 3.0% pa over the long term

Time horizon

7 years or longer

Investment style

Invests in a diversified range of investments, a mixture of growth and defensive assets

Risk level

Medium-high. Likelihood of negative returns - less than 4 in 20 years

Target asset allocation

  • Equity
  • Australian Shares
  • International Shares
  • Developed Markets
  • Emerging Markets
  • Private Equity
  • Infrastructure
  • Property
  • Infrastructure
  • Property
  • Fixed Income
  • Australian Fixed Interest
  • Overseas Fixed Interest
  • Cash
  • Other
  • Credit Opportunities
  • Alternatives
  • Absolute Return Strategies
  • Other
  • Credit Opportunities
  • Absolute Return Strategies

Rotate for best view or swipe horizontally to see all columns

Asset class Range Target asset allocation
Growth assets 61.4%
Equity
Australian Shares 5.0-40.0 21.00 %
International Shares
Developed Markets 5.0-35.0 23.00 %
Emerging Markets 0.0-10.0 6.00 %
Private Equity 0.0-12.5 1.00 %
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 3.90 %
Other
Credit Opportunities 0.0-22.5 0%
Absolute Return Strategies 0.0-10.0 0%
Defensive assets 38.6%
Infrastructure 0.0-25.0 6.50 %
Property 0.0-25.0 2.60 %
Fixed Income
Australian Fixed Interest 0.0-15.0 3.00 %
Overseas Fixed Interest 0.0-25.0 7.00 %
Cash 0.5-30.0 10.00 %
Other
Credit Opportunities 0.0-22.5 9.50 %
Alternatives 0.0-10.0 0%
Absolute Return Strategies 0.0-10.0 0%
Total 100%

This website contains general information only and does not take account of your personal circumstances. You should obtain personal advice where appropriate. This content is current as at the date of publication and subject to change. Prime Super (ABN 60 562 335 823) is issued by Prime Super Pty Ltd (ABN 81 067 241 016, AFSL 219723). A Product Disclosure Statement is available from the issuer by calling 1800 675 839. Past performance is not a reliable indicator of future performance.