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Income Protection

If you were sick or injured and unable to work, could you cope financially? Protect your salary with Income Protection insurance.

Key features

  • competitively priced
  • cover for a two year benefit period
  • different occupational categories available
  • choose between 30, 60 and 90 day waiting periods

Protect my salary

Income Protection insurance covers you in the event that you become sick or injured and are unable to work for an extended period of time.

This type of cover provides you with a regular income of up to 87% of your monthly salary for a period of up to two years, giving you peace of mind knowing you will continue to receive a regular income.

Note: if your cover exceeds 75% of your salary, up to 12% is paid to Prime Super as a superannuation contribution.

Your benefit starts after you've completed your selected waiting period - 30, 60 or 90 days.

Any claim is subject to acceptance by the fund Insurer.

Make changes to your insurance

You can apply for Income Protection insurance, change or cancel your existing cover via your MemberOnline account or by completing an Insurance Application/Variation form.

Get help

We can help you determine the right cover for your needs. Call us on 1800 675 839.

Making a claim

You can find more information about how to make a claim here.

 *Eligibility criteria, conditions and exclusions apply. For more detailed information about insurance with Prime Super, including premiums and coverage, refer to Section 8 of the relevant Product Disclosure Statement and Member Guide.