Thinking about retirement?

Here’s how to plan your ideal retirement.

Whether you plan to keep working or retire one day make sure you’re geared up to make the most of your super.

We’re here to support you to prepare for the next phase with confidence, guide your retirement planning and help you with any questions.

3 steps to start planning for retirement

Wondering when to start planning for retirement? It’s never too early or too late. View our resources for more tips on how to plan your retirement journey.

Know how much super you’ll need

There’s no magic number for how much you’ll need in retirement - it’s different for everybody. But there are a few things to consider, like your lifestyle, how much you have in super already and eligibility for the Age Pension.

Take a super health check

Take the time to check in on your super. How is your balance tracking? Consider; - consolidating your super accounts to pay fewer fees - reviewing your insurance cover and investment options - checking your beneficiary nomination is up to date.

Take action to boost your super

Not where you want to be? From salary sacrifice to voluntary contributions, there are ways to accelerate your super so you’re one step closer to your ideal retirement.

Your income in retirement

As you approach retirement, it makes sense to start thinking about how you will fund your life after work and part of that is working out how to make best use of your money in super.

You may want to consider a regular income to fund the retirement lifestyle you’ve been looking forward to.

Your retirement income stream

Transitioning to retirement

If you’re thinking of winding down, a transition to retirement income stream lets you use your super to top-up your income. You can also make salary sacrifice or personal deductible contributions, which may be tax-effective* for you.

Transition your way

*We provide general tax information relating to superannuation. We recommend you seek tax advice from a professional tax agent.

Still have questions?

Retirement looks different for everyone.

For confidence planning your retirement, book a chat with our super specialists.

Where to next?

If you’re still wondering how to start planning for retirement, use our helpful resources.

Invest in your health for a fulfilling retirement

Retirement is a time when we can finally kick back, relax, and enjoy the fruits of our labour. But a happy retirement doesn't happen by accident. It’s a result of careful planning and prioritising health, especially in the decade leading up to retirement.

The emotional rollercoaster of retirement

Deciding to retire is a big moment in your life, and while it may seem like you should be taking it easy, it often comes with a mix of emotions. This is entirely normal and is often a result of all the changes retirement brings.

Ready. Set. Retire.

Prepare for your retirement with confidence. Super is a big part of your income in retirement, and for many of us, it's the largest part. Leaving your job and deciding what to do with it takes careful planning.

Go to the retirement hub