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Grow your super

How much will I need?

There are a number of different factors that will determine how much you'll need when you retire. But the most important factor is how you want to spend your time after work.

Think about the things you want to do and that will give you a starting point for how much you might need to retire comfortably.

Super industry experts suggest a single person will need $545,000 and a couple will need over $640,000 to be comfortable in retirement.* 

Stay ahead of the game with these 5 simple steps, or see how far your super could take you using the Retirement Super Tracker calculator.

While you continue to receive the compulsory super guarantee contributions of 10% from your employer, this may not be enough. Remember, every cent counts and it's never too early to start contributing to super.

Top-up your super

In addition to the Superannuation Guarantee (SG) contributions made by your employer, you can also top-up your super by contributing in other ways.

Each year the government applies a limit on the amount you can contribute to your super without paying extra tax. For more information on contribution caps please visit