Use this calculator to help plan for your retirement.
Review and adjust the expenses below to calculate your budget
Clothing and footwear.
Mobile phone, home phone and internet.
Electricity and gas.
Groceries and other fresh food
Health insurance, chemist, co-payment and out of pocket, vitamins and medicines.
Computer equipment, household appliances and furniture, cleaning supplies, personal care items.
Building and contents insurance, council rates, water charges, home improvements, repairs and maintenance.
Restaurants, holidays, take away food, cinema, theatre, sport, alcohol, streaming services, club memberships.
Car transport and running costs, public transport.
This calculator is current at the date of publication and is subject to change. It contains general information and does not take account of your specific objectives, financial situation or needs or personal circumstances.
While we have made every effort to ensure all assumptions are reasonable, you should review them to match your own expectations/circumstances and not take them as the most appropriate assumption in all cases.
Your retirement outcome will be affected by many factors including investment returns, fees and regulatory changes. Some factors that may affect your retirement outcomes may not have been taken into account in this calculator.
This is a model, not a prediction. You should not rely upon this tool for the purposes of making a financial decision. You should consider your own situation, objectives and needs, and obtain specific, individual advice from a financial services licensee before making any investment decisions.
This calculator uses the following settings which can be adjusted below: