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How we compare
According to the government advice website Money smart, when you’re comparing super funds, it’s important to weigh up fund performance and the fees you’ll pay against other factors such as risk, investment returns, services and insurance. If you're reviewing Prime Super or looking for Prime Super reviews, this page will help. It outlines how to assess our performance, fees, insurance and services together so you can understand how each part of your super works as a whole. When you’re ready, you can join online to become a member.
So how do we compare on each of these parameters?
Super is a long-term investment, and outcomes can vary over time depending on market conditions and individual circumstances. This page outlines how to assess our performance, fees, insurance and services together so you can understand how each part of your super works as a whole. When you're ready, you can join online to become a member.
Past performance is not a reliable indicator of future performance.
Performance
When reviewing our Prime Super's performance, consider the results alongside fees, insurance and the service and resources available to members to get an overall picture of how we compare with other funds.
Fees
When you're comparing Prime Super fees, it’s important to consider the whole picture, i.e., how has your investment performed? What are its returns, less any fees and taxes? What other services are you paying for? Do you have insurance in your super?
Fees are one part of the overall value of your super. When comparing funds, it’s important to consider how fees, investment approach, services and insurance work together.
As an independent, profit-to-members super fund, our fees are designed to meet the cost of fund operations, and not to maximise profit.
See our Product Disclosure Statement (PDS) and Member Guide to learn more about our fees and costs.
Insurance
Insurance is an important part of your super.
As a member of Prime Super, you can access Death Only, Death & Total and Permanent Disability (TPD), Terminal Illness, and Income Protection insurance at competitive rates which can be tailored to suit your individual needs.
See our Product Disclosure Statement (PDS) and Member Guide to learn more about our insurance offering.
Investment options
When it comes to investing, there's no one size fits all solution. That's because everyone has their own risk appetite, investment timeframe, and financial objectives for their retirement.
At Prime Super, we offer you the choice and flexibility of a range of different investment options. You can choose any combination of investment options and you can change your options at any time.*
Please refer to the Product Disclosure Statement (PDS) and Member Guide for more information about our investment options.
Services
We are an independent, profit-to-member, Australian super fund with strong member bases in agriculture, health and aged care, recruitment and education. If you’re deciding whether Prime Super is a good fund for your circumstances, service access and support may be one of the areas you consider alongside performance and fees.
We're an open fund for all Australians, young and old, rural and urban.
As part of our commitment to serving you, we use our Australia-wide network of member and employer consultants and experienced call centre team to provide personal service and support.
Our objective is to work responsibly, in the best interests of members, to build their retirement savings and provide exceptional service.
*To invest in the alternatives and property option a member needs to have an account balance of $10,000 or more.
This is general information only and does not take into account your specific objectives, financial situation needs or personal circumstances. You should seek personal advice or professional financial advice, consider your own circumstances and read our Product Disclosure Statement (PDS) before making a decision about Prime Super.A copy of the PDS and Target Market Determination is available by calling 1800 675 839 or by visiting primesuper.com.au/pds.
Prime Super Pty Ltd ABN 81 067 241 016 AFSL 219723 RSE L0000277 is the Trustee of Prime Super ABN 60 562 335 823 RN 1000276.