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Boost your super and reduce your taxable income this EOFY

Explore the different contribution strategies

Want to reduce the tax you're paying, and boost your balance at the same time? You can make extra before tax contributions if you salary sacrifice for super with each pay.

Not the right fit? You can also reduce your taxable income by making after tax super contributions to your super before the end of financial year and claiming a tax deduction. We'll show you how. 

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Calculate the benefit of extra contributions to your super

Use our super contributions calculator to quickly estimate the impact of additional contributions to your super and understand your potential tax savings. This will help you understand the contribution strategy that’s right for you. 

Calculate now

Contribute to your super and claim a tax deduction in three simple steps

You can make up to $30,000 in before-tax contributions to your super (including employer contributions) and only pay 15% tax on what you contribute instead of tax at your marginal tax rate on those amounts*.

Find your BPAY details

Log in to MemberOnline or contact our team for your BPAY reference number.

Biller code: 584581
Reference number: call 1800 675 839 or visit the 'Make a contribution' page on MemberOnline.

Make a contribution

Using the BPAY details, you can make an after-tax contribution from your savings to your Prime Super account before 23 June 2025, so it is received before the end of financial year.

Claim your tax back

Send us your completed notice of intent to claim a deduction form for after-tax contributions made before 30 June 2025. We will send you an acknowledgment notice which you will need before lodging your tax return for FY2024-25 or before 30 June 2026 - whichever comes first. 

Extra tax savings

We’re here to help

For help making contributions to your super, please call 1800 675 839 or email [email protected].

To speak with a super specialist about how much you should contribute to your super, book a chat with our team. The 15-minute consultations are available at no additional cost to our members.

Things to consider

Compare your super fund's tax rate of 15% against your marginal tax rate. Check the ATO's website for more information*.

Please be mindful of the concessional and non-concessional contribution caps. If you have any questions, please give us a call. 

Seek financial advice if you need help deciding on the best way to contribute to your super based on your financial situation. Our super specialists are available to help at no additional cost.  

* The highest marginal tax rate is 45% plus 2% Medicare Levy. The marginal rate for taxable income less than $18,200 is Nil. Concessional contributions such as salary sacrifice are generally taxed at 15% when received by the fund, however a higher rate of tax may be payable on these contributions if your income and before-tax contributions are more than $250,000 in a financial year, or if you exceed your concessional contributions cap.

This page may include general advice but does not consider your individual objectives, financial situation, or needs. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Prime Super is also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.