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Target Market Determination
What is a target market determination?
A Target Market Determination (TMD) is a description of what a specific super or financial product is, how it is distributed and who it is best suited to. It also describes under what circumstances the product and target market determination would be reviewed. It is a way of determining if a product is fit for purpose.
Why do we have this?
A TMD is required by section 994B of the Corporations Act 2001 (Cth). This TMD is not to be treated as a full summary of the product’s terms and conditions and is not intended to provide financial advice. Consumers must refer to the Product Disclosure Statement (PDS) and any supplementary documents which outline the relevant terms and conditions when making a decision about this product.