Being self-employed removes any obligation to contribute to a super fund, but it’s still in your best interests to ensure you have enough money for your retirement.
While you may plan to sell your business to fund your retirement, this approach may be risky given a number of variables that might see it stop trading, get passed on to the next generation, sold early due to ill health or for less than you had planned.
You can join Prime Super by selecting the Join button at the top of this page and completing the online application.
If you prefer to complete a paper form, you can access the Member application form in the relevant Product Disclosure Statement (PDS) and return it to us.
Once you have joined, the easiest way to make contributions is via BPAY, simply register and login to your MemberOnline account. Select ‘Payment methods’ in the Member tab to access your BPAY details. Then you can begin contributing to your account.
You may even be eligible to claim a tax deduction on the contributions you make to your super account. Complete the ATO’s Notice of intent to claim or vary a Notice of intent to claim or vary a deduction for personal super contribution form (NAT71121) each year and send it to us. Visit ato.gov.au/super for more information.
If you employ staff that you have to make super contributions for, find out about your obligations and how to pay super at Pay super now.
Insurance is one of the key features of your super account. Make sure you have the right cover.Find out more
Studies show that people who get financial advice save more than $1,500 per year