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Its time for a super check

It's time for a super check

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Pushlished date icon Published on 20 Dec 2022

Your super account is holding your money and has the power to make a big difference to your life down the track. Do you know if your boss is paying the right amount into your super account or what your current balance is?

Like lots of other people, you may be keen to get in touch with your super and check your balance.

And while home ownership becomes less common1, your super may end up as your most valuable asset, so it pays to take an interest. The magic of compound interest works the longer your money is invested in your super. So, when it comes to super, start now and finish strong!

Six steps to your super check 

Kick off your super check with this super checklist: 

  1. Stay in touch with your money 

    If you haven't already registered, join MemberOnline so you have 24-hour access to your account. It's easy: enter your member number and set up a password. Once you're logged in, you can look after your super and make sure your account is set up to help you reach your goals.

  2. Bring all your super together  

    It's easy to fritter away your money if it's in multiple accounts as you pay multiple sets of fees. We make it super easy to bring your money into one account. We'll do most of the work for you—just say the word! Login to MemberOnline and make a request via the Consolidate super tab or call us on 1800 675 839 and we'll help you over the phone.

  3. Check your account balance

    Login to MemberOnline and check your balance and keep in touch with your super. It's worth keeping an eye on investment markets as they begin to improve by subscribing to our monthly investment newsletter.

  4. Check your insurance 

    Do you know how much insurance cover you have or need? Depending on your age and personal financial situation, it may be worthwhile adjusting your level of cover. You can book a chat with one of our Super Specialists or you can work out the insurance you may need using our insurance calculator.

  5. Update your beneficiaries

    It can be an unwelcome topic, but have you thought about will happen to your super money if you die? You can make sure one person—or several—receive your super money. You can keep your wishes up to date by making a beneficiary nomination and renewing it before it expires. Visit MemberOnline and make sure your money can go to the right people.

  6. See how you're tracking

    Use our retirement income calculator to see how your super is  tracking towards the retirement lifestyle you desire and how little changes (such as additional contributions) you make today could increase your projected retirement income. You can even include money you have outside of super, such as your partner's super and other investments.

We're here to help 

As we enter the new year, it pays to make sure your super can help you enjoy the best possible future and that there’s a tidy nest egg waiting for you when the time comes.

We’re here to help—whether you have questions about boosting your super balance or how to build your balance faster.

Book a chat with a Super Specialist, phone one of our team members on  1800 675 839 between 8am and 8pm AEST Mon–Fri, or email us


1 Household, Income and Labour Dynamics Survey (HILDA), University of Melbourne, 2022.  

This article is current at the date of publication and is subject to change. It contains general information and does not take account of your specific objectives, financial situation or needs or personal circumstances. You should seek professional financial advice, consider your own circumstances and read our Product Disclosure Statement (PDS) before making a decision about Prime Super. For a PDS and Target Market Determination call 1800 675 839 or visit primesuper.com.au/pds