There are obvious benefits in contributing to your spouse's super, even if their income is low or they are not working. Remember, even small amounts make a difference over time.An extra benefit for you is that you can claim an 18% tax offset for contributions of up to $3,000 which you pay from ‘after tax’ income into your spouse's super account. This means that you can receive an offset of up to $540. You could use those tax savings to add to your own super account. The amount of the offset is reduced if your spouse earns more than $10,800 and reduces to nil when they earn $13,800 or more.Your spouse includes a de-facto partner, provided that you are both Australian residents and are not living apart on a permanent basis.
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