The regulations require that to benefit from this super tax environment you need to be working in order to retire from it. For example, being a full time investor is not considered to be an occupation that you can retire from.
You must be 'gainfully employed' which means working for at least 40 hours during a consecutive 30 day period in the financial year in which the contributions are made.
'Gainfully employed' includes the self-employed and means 'working for gain or reward in any business, trade, profession, vocation, calling, occupation or employment.'
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